Net Operating Income (NOI)
Estimated rental income after vacancy and operating expenses, but before mortgage payments and income taxes.
Rental Property Analysis
Run the Numbers Before You Make the Decision
Enter your assumptions below. The calculator updates your estimated monthly and annual performance so you can quickly compare rental opportunities.
Purchase & Financing
Income
Monthly Operating Expenses
Understand the Metrics
What the Calculator Measures
Cap Rate
NOI divided by the purchase price. It is one way to compare a property's operating return independent of financing.
Cash-on-Cash Return
Estimated annual cash flow divided by the initial cash invested, including down payment, closing costs, and initial repairs.
DSCR
Debt service coverage ratio compares NOI with annual mortgage debt service and can help evaluate how comfortably the property's operations cover the loan payment.
Vacancy & Reserves
Using realistic vacancy, maintenance, and capital reserves helps prevent an investment from looking stronger on paper than it may perform in practice.
Monthly Cash Flow
The estimated amount remaining after vacancy, operating expenses, reserves, management, and mortgage principal and interest.
Need Better Rent Assumptions?
A rental-property calculator is only as useful as the numbers entered into it. If you are evaluating a North Shore property, request a complimentary rent analysis to get a more informed rental estimate before relying on projected cash flow.
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